At the Library of Law and Liberty, Dalrymple recounts his personal experience with banks and questions the fairness of their practices but then asks himself if he should really care one way or the other:
The world is what it has always been, a wicked place, and it is as well not to get too worked up about it, at least if you want a life that is anything other than wretched. And the fact is that, so far, my life has not been one jot or tittle the happier or the more miserable for the minor defalcations of banks in my regard. Luckily I am so small that I am not even worth swindling in a large way.
However, the recent events in Cyprus, with the scheme to expropriate a proportion of the depositors’ cash, might change this, if such expropriation becomes the wave of the future, as it might.